TERMS OF USE FOR HOUSEAGE.COM™

BY VISITING OR USING THE HOUSEAGE.COM WEB SITES OR ANY PAGE OF THE HOUSEAGE.COM LINKS, YOU ARE AGREEING TO BE BOUND BY THESE TERMS OF USE AND THAT SUCH AGREEMENT CONSITUTES A BINDING CONTRACT BETWEEN YOU AND HOUSEAGE.COM, INC. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE ANY OF THE HOUSEAGE.COM WEB SITE PAGES. FURTHERMORE, BY USING ANY OF THE HOUSEAGE.COM WEB SITES, YOU ACKNOWLEDGE THAT HOUSEAGE.COM IS NOT A REAL ESTATE BROKER, MORTGAGE BROKER OR MORTGAGE LENDER. IT DOES NOT AID OR ASSIST BORROWERS IN OBTAINING, SOLICIT BORROWERS OR LENDERS FOR, NEGOTIATE OR MAKE LOANS SECURED BY LIENS ON REAL PROPERTY.

INTRODUCTION

HOUSEAGE.COM. (referred to as "HOUSEAGE.COM") operate this web. For the purposes of these Terms of Use, HOUSEAGE.COM refers to it's self as "HOUSEAGE.COM Web Site." HOUSEAGE.COM offers you access to the HOUSEAGE.COM Web Site in exchange for your agreement to accept and comply with the terms, conditions, and notices stated here and as may be modified by HOUSEAGE.COM from time-to-time. HOUSEAGE.COM refers to these terms, conditions, and notices, whether modified or unmodified, as the "Agreement" or as the "Terms of Use". HOUSEAGE.COM reserves the right to modify in its sole discretion this Agreement and/or the HOUSEAGE.COM Web Sites without providing notification. You are responsible for regularly reviewing this Agreement. You can review the most current version of the Agreement at any time at: http://www.HOUSEAGE.COM/Terms.html. BY VISITING OR USING ANY PART OF THE HOUSEAGE.COM WEB SITES, EXCEPT FOR THE HOUSEAGE.COM HOME PAGE AND THESE TERMS OF USE, YOU ARE AGREEING TO THESE TERMS OF USE, AND YOU ARE AGREEING THAT THIS IS A BINDING CONTRACT BETWEEN HOUSEAGE.COM AND YOU. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, PLEASE DO NOT VISIT OR USE ANY PART OF THE HOUSEAGE.COM WEB SITES. ADDITIONAL TERMS MAY GOVERN USE OF CERTAIN WEB SITE OR WEB PAGES WITHIN THE HOUSEAGE.COM WEB SITE.

NOTICE FOR ALL FINANCIAL AND MORTGAGE TOOLS

These are calculation tools, not an offer to lend. Interest rates shown are for demonstration purposes only. Actual market interest rates may vary. Therefore, upon accessing any web site or web page within the HOUSEAGE.COM Web Sites, please review any and all relevant terms and conditions that may be displayed on or linked from such web site or web page. In the event that (i) a Specific Term contained on such web sites and/or web pages or (ii) any other term or guideline contained within the HOUSEAGE.COM Web Sites conflicts with this Agreement, this Agreement shall control.

GENERAL USE AND LIMITATIONS ON GENERAL USE OF THE HOUSEAGE.COM WEB SITES

Except where we specify otherwise, HOUSEAGE.COM offers you access to the HOUSEAGE.COM Web Sites solely for your personal and non-commercial uses. You promise that you will not use the HOUSEAGE.COM Web Sites, in whole or in part, for any purpose that is unlawful or prohibited by these Terms of Use or for any purposes other than those that are personal and non-commercial. You agree that you will not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services provided through or obtained from the HOUSEAGE.COM Web Sites. This means, among other activities, that agree not to engage in the practices of "screen scraping," "database scraping," or any other activity with the purpose of obtaining lists of users or other information. You agree that you will not use the HOUSEAGE.COM Web Sites in any manner that could damage, disable, overburden, or impair the HOUSEAGE.COM Web Sites or interfere with any other party's use and enjoyment of the HOUSEAGE.COM Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the HOUSEAGE.COM Web Sites. If and when requested by HOUSEAGE.COM you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of HOUSEAGE.COM, you agree that you will not access or attempt to access password protected, secure or non-public areas of the HOUSEAGE.COM Web Sites. Unauthorized individuals attempting to access prohibited areas of the HOUSEAGE.COM Web Sites may be subject to prosecution. Except with the written permission of HOUSEAGE.COM, you agree that you will not create links from any web site or web page to any page within the HOUSEAGE.COM Web Site with the exception of the HOUSEAGE.COM Web Sites homepages, including, but not limited to pages currently located at www.HOUSEAGE.COM. The origin of any such link to the HOUSEAGE.COM Web Sites homepage must be accompanied by a clear and prominent attribution indicating that the link is connected to the HOUSEAGE.COM Web Sites homepage. For example, prominently positioning the "HOUSEAGE.COM" name and mark such that there is clear association between the name and mark and the destination of the link is acceptable. However, you agree that you will not juxtapose the "HOUSEAGE.COM" name and mark and the link with your name or any other material(s) in a manner which might give rise to any erroneous conclusion that there is any affiliation or association between HOUSEAGE.COM, on the one hand, and you or any other person or entity, on the other hand. You agree that if HOUSEAGE.COM, in its sole and unfettered discretion, requests in writing that you remove any link or links to the HOUSEAGE.COM Web Sites, you will promptly do so. You agree that if you create any link to the HOUSEAGE.COM Web Sites that you will not employ any technology that results in the placement of content from the HOUSEAGE.COM Web Sites in a frame and/or a reduced pop-up window and/or any other display mechanism which chages the HOUSEAGE.COM Web Sites from how they would appear if a user typed in their URL to a typical browser line. You agree that HOUSEAGE.COM may in its sole discretion and at any time terminate your access to and use of the HOUSEAGE.COM Web Sites, or any part thereof, with or without notice. INFORMATION PROVIDED TO YOU THROUGH THE HOUSEAGE.COM WEB SITES From HOUSEAGE.COM The HOUSEAGE.COM Web Sites contain content and information originated by HOUSEAGE.COM (the "HOUSEAGE.COM Content"). HOUSEAGE.COM presents and makes available such content and information through the HOUSEAGE.COM Web Sites as a public service, for the sole purpose of aiding you, the individual consumer. HOUSEAGE.COM, therefore, cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such information. You are responsible for confirming the sufficiency and reliability of any such information. From HOUSEAGE.COM Affiliates For your convenience, the HOUSEAGE.COM Web Sites contain content and information from HOUSEAGE.COM's affiliates and/or links to affiliate web sites ("Affiliate Content"). Such content is not under the control of HOUSEAGE.COM and HOUSEAGE.COM is not responsible for such content, including without limitation any link contained in such content, or any changes or updates to such content. HOUSEAGE.COM is providing such content to you only as a convenience, and the inclusion of such content does not imply endorsement by HOUSEAGE.COM of such content or the affiliate. You may be subject to additional and/or different terms, conditions, and privacy policies when you use affiliate services, content, software or sites. From the Public The HOUSEAGE.COM Web Sites include a number of venues such as bulletin boards, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to exchange thoughts and opinions with other members of the public ("Public Content"). Since HOUSEAGE.COM firmly believes in the value of free and open exchanges, it makes no effort and is under no obligation to monitor, pre-screen, or otherwise censor such thoughts and opinions. Therefore, HOUSEAGE.COM cannot guarantee the appropriateness, accuracy, sufficiency, correctness, veracity, completeness or timeliness of such thoughts and opinions. You are responsible for confirming the sufficiency and reliability of any such thoughts or opinions you may use or rely upon. If you wish to inform HOUSEAGE.COM of any Public Content that may indicate copyright infringement by any person or entity, Pursuant to Title 17, United States Code, Section 512(c)(2), if you wish to inform HOUSEAGE.COM of any suspected copyright infringement please forward your notification to Theodore Gaffney, HOUSEAGE.COM. tgaffney@houseage.com

Disclaimer

YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF AND RELIANCE UPON ANY AND ALL INFORMATION, INCLUDING BUT NOT LIMITED TO HOUSEAGE.COM CONTENT, AFFILIATE CONTENT, AND PUBLIC CONTENT, PROVIDED BY HOUSEAGE.COM THROUGH THE HOUSEAGE.COM WEB SITES IS AT YOUR SOLE RISK. SUCH INFORMATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. HOUSEAGE.COM MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. HOUSEAGE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. HOUSEAGE.COM SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE HOUSEAGE.COM WEB SITES IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. INFORMATION PROVIDED BY YOU THROUGH THE HOUSEAGE.COM WEB SITE to HOUSEAGE.COM In order for you to participate in certain services that HOUSEAGE.COM provides through the HOUSEAGE.COM Web Sites, HOUSEAGE.COM will require that you provide specific information about yourself (the "HOUSEAGE.COM Solicited Information"). If you choose to participate in such services, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. HOUSEAGE.COM is committed to maintaining the privacy and security of any and all such information that you provide to HOUSEAGE.COM through the HOUSEAGE.COM Web Sites. Since HOUSEAGE.COM firmly believes in the value of free and open exchanges, it makes no effort and is under no obligation to monitor, pre-screen, or otherwise censor your thoughts and opinions. Therefore, HOUSEAGE.COM cannot be responsible for the appropriateness, accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such thoughts and opinions. Always use caution when posting any personally identifying information about yourself or your children on any of the HOUSEAGE.COM Web Sites. You promise that you will not use the HOUSEAGE.COM Web Sites to: (a) post, upload or otherwise transmit any content not related to appropriate subject matters; (b) post, upload or otherwise transmit any content which is misleading to others, including consumers; (c) post, upload or otherwise transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable; (d) post, upload or otherwise transmit any content that you do not have a right to post and transmit under any law or under contractual relationships; (e) post, upload or otherwise transmit any content, such that such posting, uploading, or transmission constitutes the infringement of any patent, trademark, trade secret, copyright or other proprietary rights of any party; (f) post, upload or otherwise transmit any materials that contain software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or (g) intentionally or unintentionally violate any applicable local, state, national or international law, or any regulations having the force of law, including the Civil Rights Act of 1866, the Fair Housing Act, the Americans with Disabilities Act, and the Equal Credit Opportunity Act. By posting content to the HOUSEAGE.COM Web Sites, you grant HOUSEAGE.COM a non-exclusive license to (i) host, use, reproduce, modify, distribute, transmit, combine with information provided by third parties, and publicly display such content on and through web sites controlled by HOUSEAGE.COM, including but not limited to the HOUSEAGE.COM Web Sites, and co-branded or mirrored versions of such sites, and in HOUSEAGE.COM's promotional or advertising materials, and (ii) sublicense to third parties such content to the extent necessary for the creation and maintenance of, in part or in whole, such sites. You acknowledge that while HOUSEAGE.COM does not pre-screen content posted by you to the HOUSEAGE.COM Web Sites, HOUSEAGE.COM and its designees shall have the right (but not the obligation) in their sole discretion to refuse or remove any content that is posted by you or any other party to the HOUSEAGE.COM Web Sites. Without limiting the foregoing, HOUSEAGE.COM and its designees shall have the right to remove any content that violates this Agreement or is otherwise objectionable, and to terminate your access to any or all of the HOUSEAGE.COM Web Sites at any time without notice for any reason whatsoever. You agree that you must evaluate, and bear all risks associated with, the use of any content you post to the HOUSEAGE.COM Web Sites, including any reliance on the accuracy, completeness, or usefulness of such content. HOUSEAGE.COM reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request. By posting, uploading, inputting, providing or submitting content to the HOUSEAGE.COM Web Sites, you warrant and represent that you own or otherwise control all of the rights to such content including, without limitation, all the rights necessary for you to provide, post, upload, input or submit such content. Indemnification YOU AGREE TO INDEMNIFY AND HOLD HOUSEAGE.COM AND ITS, SUPPLIERS, AFFILIATES, SUBSIDIARIES, EMPLOYEES HARMLESS FROM ANY AND ALL CLAIMS AND DEMANDS, INCLUDING, BUT NOT LIMITED TO REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF ANY INFORMATION, INCLUDED BUT NOT LIMITED TO HOUSEAGE.COM SOLICITED INFORMATION, AFFILIATE SOILICITED INFORMATION, AND YOUR PUBLICLY POSTED INFORMATION, SUBMITTED, POSTED, OR OTHERWISE PROVIDED BY YOU TO THE HOUSEAGE.COM WEB SITES AND/OR HOUSEAGE.COM AND/OR ITS AFFILIATES. SERVICES PROVIDED THROUGH THE HOUSEAGE.COM WEB SITES Non-Commercial Services HOUSEAGE.COM provides through the HOUSEAGE.COM Web Sites a number of venues in which interactive services ("Interactive Services"), such as on-line calculators, planning tools, and checklists, are offered to you. Such services are offered by HOUSEAGE.COM for the sole purpose of disseminating information for the public's benefit. HOUSEAGE.COM cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such services. You are responsible for confirming the sufficiency and reliability of any such service. THE INFORMATION CONTAINED IN AND PROVIDED THROUGH HOUSEAGE.COM'S INTERACTIVE SERVICES ARE NOT INTENDED NOR IMPLIED TO BE A SUBSTITUTE FOR PROFESSIONAL ADVICE. HOUSEAGE.COM MAKES NO EXPRESS OR IMPLIED REPRESENTATION, WARRANTY OR GUARANTEE IN CONNECTION WITH THE INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES, INCLUDING THE APPROPRIATENESS, ACCURACY, CORRECTNESS, VERACTIY, VALUE, SUFFICIENCY, TIMELINESS, OR COMPLETENESS OF THE DATA, METHODS AND OTHER INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES. HOUSEAGE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH REGARD TO SUCH SERVICES. HOUSEAGE.COM SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY ANY ERROR OR OMISSION, OR ARISING OUT OF, OR IN CONNECTION WITH, THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. IN NO EVENT WILL HOUSEAGE.COM BE LIABLE TO ANY USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY DECISION MADE OR ACTION TAKEN BY ANY USER OF SUCH SERVICES OR ANY THIRD PARTY IN RELIANCE UPON THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. A USER'S SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH SUCH A SERVICE IS TO STOP USING THE SERVICE. Third-Party Services A number of commercial services, such as financial and contractor services, are offered by third parties through the HOUSEAGE.COM Web Sites. You acknowledge that by permitting such services to be offered through the HOUSEAGE.COM Web Sites, HOUSEAGE.COM is acting as a passive conduit for the transmission to such third parties of any information related to such services that you submit to HOUSEAGE.COM. In order for HOUSEAGE.COM to distribute your information and facilitate contacts between you and such third parties, you hereby grant HOUSEAGE.COM permission to disclose any and all of the information that you provide to HOUSEAGE.COM to any such third party that HOUSEAGE.COM, in its sole discretion, deems relevant and appropriate. Any information that you provide to HOUSEAGE.COM must be true, complete, and accurate, must not represent you as someone else or falsely identify you, and must not violate any law, statute, ordinance or regulation. You are solely responsible for such information and for all of the terms and conditions of transactions between you and such third parties, including, without limitation, terms regarding warranties, insurance, fees, taxes, titles and licenses. You must not submit a request for a third party service through the HOUSEAGE.COM Web Sites unless you intend, in good faith, to contract with such third party for the use of such service. HOUSEAGE.COM is not and will not be responsible for (i) the terms and conditions of any transaction between you and any third party, (ii) any insufficiency of or problems with any such third party's background, insurance, credit or licensing, or (iii) the quality of services performed by any such third party or any other legal liability arising out of or related to the performance of such services. In the event that you have a dispute with any such third party, you release HOUSEAGE.COM (and its affiliates, agents and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. GENERAL TERMS This Agreement is governed by the laws of the State of Maryland, U.S.A. You hereby consent to the exclusive jurisdiction and venue of courts sitting in Anne Arundel, County of Maryland for all disputes arising out of or relating to the use of the HOUSEAGE.COM Web Sites. Use of the HOUSEAGE.COM Web Sites is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and HOUSEAGE.COM as a result of this Agreement or use of the HOUSEAGE.COM Web Sites. HOUSEAGE.COM's performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of HOUSEAGE.COM's right to comply with governmental, court and law enforcement requests or requirements relating to your use of the HOUSEAGE.COM Web Sites or information provided to or gathered by HOUSEAGE.COM with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and HOUSEAGE.COM with respect to the HOUSEAGE.COM Web Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and HOUSEAGE.COM with respect to the HOUSEAGE.COM Web Sites. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. HOUSEAGE.COM, ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME. IN NO EVENT SHALL HOUSEAGE.COM AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE HOUSEAGE.COM WEB SITES, WITH THE DELAY OR INABILITY TO USE THE HOUSEAGE.COM WEB SITES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE HOUSEAGE.COM WEB SITES, OR OTHERWISE ARISING OUT OF THE USE OF THE HOUSEAGE.COM WEB SITES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF HOUSEAGE.COM OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE HOUSEAGE.COM WEB SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE HOUSEAGE.COM WEB SITES. You agree to indemnify, defend and hold harmless HOUSEAGE.COM, its partners, affiliates, subsidiaries and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this Agreement. All materials on the HOUSEAGE.COM Web Sites (as well as the organization and layout of the HOUSEAGE.COM Web Sites) are owned and copyrighted or licensed by HOUSEAGE.COM, its affiliates or its suppliers. (c) 1999-2002 HOUSEAGE.COM Services Co., Inc. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at the HOUSEAGE.COM Web Sites is permitted without the written permission of HOUSEAGE.COM. Any rights not expressly granted herein are reserved. Trademarks referenced on the HOUSEAGE.COM Web Sites, including, but not limited to, HOUSEAGE.COM™